It doesn’t matter whether you live in a one-bedroom flat or a five-bedroom detached house, your home is no doubt your castle. So it’s important to make sure that you have the right protection in place in case something should go wrong.What if there was a fire or the roof was damaged in a storm? Would you be able to pay for the repairs? And where would you live if your house was uninhabitable? Your home also contains some of your most valuable possessions. Could you afford to replace your flat screen TV or your jewellery collection if you were the target of burglars?
Types of Policy
Buildings Insurance
Buildings insurance is aimed at homeowners and will cover you for damage to your property, including structural damage as well as damage to internal fixtures (like your kitchen).
Contents Insurance
Contents insurance will cover you for loss of or damage to your possessions inside your property, but not the property itself. Typically this will include all of your furniture, electronics, clothes and jewellery – essentially anything that you’d take with you if you moved house.